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Case Studies
See the results we deliver through innovative strategies and proven expertise
Key challenges
High combined income but no clear plan, surplus cash in a savings account, and uncertainty about how much they could afford a future home and investments.
Our approach
We built detailed cashflow modelling, clarified lifestyle spending versus surplus, and set targets for investment savings. We introduced a core investment portfolio outside super for liquidity to help fund a home purchase, reviewed super contributions, and updated their personal insurances.
Outcome
They now have a clear monthly saving target, a disciplined investment plan and more confidence about timelines for buying a home, managing debt, protecting and continuing to grow their wealth.
Case Study
Dual Income Professionals Wanting Structure
Key challenges
Most wealth tied up in the business, limited superannuation, and uncertainty around tax implications of a potential sale in the next 3–5 years.
Our approach
Working alongside with an accountant, we mapped different sale value scenarios, considered the small business CGT concessions and began a staged contribution strategy into super. We also reviewed personal and business insurance.
Outcome
They now have a clearer picture of how a sale could fund retirement in the most tax efficient way, what steps to take in the lead-up, and how to manage risks along the way.
Case Study
Business Owners Preparing for a Future Sale
Key challenges
Multiple super funds, no clear estimate of retirement income, and uncertainty about how much they could spend without running out of money.
Our approach
We consolidated their super where appropriate, built a sustainable portfolio with retirement projections under different retirement scenarios, adjusted investment allocations, and outlined a staged transition into retirement phase.
Outcome
The couple now have a clearer time frame for retirement, an indicative spending range, and confidence in how their super can support their lifestyle now and in retirement.
Case Study
Couple Transitioning to Retirement Phase
Key challenges
Some funds available in super, however due to age they need to downsize their home as this would create less maintenance/ upkeep work and provide additional funds to live off.
Our approach
We implemented downsizer super contribution strategies, allocated additional surpluses to an investment scheme offering more legacy provisions.
Outcome
The clients can now draw on a larger income in retirement to support their lifestyle, and there are provisions in place should they pass away, the legacy of their super/investments flow to the appropriate beneficiaries.